Coverage Highlights
- Occurrence-based general liability coverage written monoline
- Coverage available varies by product
- Coverage notes:
- Products liability coverage provided on a limited basis
- Contractors subcontracting more than 20% of the work will not be accepted
- Blanket contractual coverage is not provided
- New ventures will be considered for many classes, including most contractors
Coverage Amounts
- Limits under $100,000:
- $250 minimum premium
- Limits $100,000–$300,000:
- $300 minimum premium
- Limits $300,000–$500,000
- $350 minimum premium
- Limits over $500,000
- $500 minimum premium
Coverage Limits
$1 million per occurrence
Appetite & Availability
Targeted classes
- Beauty shops
- Carpentry
- Caterers
- Clubs
- Concessionaries
- Excavation
- Janitorial services
- Logging and lumbering
- Mobile home parks
- Residential plumbing
- Sawmills
- Schools (barber and beautician)
- Special events
- Tree trimming
- Truckers
Excluded classes
- Roofing and stucco contractors
Geographic availability
- United States
- Delaware, Maryland, Pennsylvania and Virginia
Additional Information
Distributed through partnerships with agents and brokers.
