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Rockwood specializes in underwriting small to midsize monoline workers’ compensation policies.

Monoline Workers’ Compensation (Non-mining)

Rockwood specializes in underwriting small to midsize monoline workers’ compensation policies.

Rockwood’s preferred market segment comprises those accounts involved in oil and gas, manufacturing and retail operations.

We will consider accounts under the following program structures:

  1. Fully insured: No account is too small
  2. Small deductibles
  3. Intermediate deductibles ($25,000 to $100,000 – select states)
  4. Large deductibles (greater than $100,000)
  5. Retrospective rated programs
  6. Excess workers’ compensation (select states)

Coverage Highlights

Coverage available
  • Statutory monoline workers’ compensation
  • Increased employers’ liability limits optional
Coverages not included
  • United States longshoremen and harbor workers’ compensation coverage (exposure less than 10% may be considered on an individual basis)
  • Voluntary compensation coverage

Coverage Amounts

Minimum premium varies by state and class.

Appetite & Availability

Targeted classes
  • Parcel delivery (FedEx/Amazon)
  • Refractory and stone products
  • Fiberglass manufacturing
  • Pallet manufacturing
  • Fuel distribution
  • Powdered metals
  • Foundries
  • Country clubs
  • Exterminators
  • Gasoline retailers
  • Hotels/motels
  • Janitorial
  • Machine shops
  • Marinas
  • Oil and gas contractors
  • Personal care homes
  • Pharmacies
  • Restaurants
  • Retail stores
  • School bus contractors
  • Service stations
Excluded classes
  • Applications requesting coverage for only corporate officers or owners
  • Bars, taverns and nightclubs
  • Risks where the payroll is inadequate for the number of employees
Geographic availability
  • United States
    • Alabama, Georgia, Indiana, Maryland, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia and West Virginia

Additional Information

Distributed through partnerships with agents and brokers.



For more information about Monoline Workers’ Compensation (Non-mining), please contact:

AVP, Underwriting

Barry Thomas

VP, Underwriting

814-926-5220 Email Barry Thomas
How to Report a Claim

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