Gary V. WoodsChairman
Gary V. Woods became a director of Argo Group International Holdings, Ltd., in 2000 and has served as Chairman of the Board of Directors since 2001. Mr. Woods has been President of McCombs Enterprises since 1979. He also serves on the boards of directors of the Southwest Research Institute, the Cancer Therapy and Research Center Foundation and the South Texas Blood and Tissue Center. Mr. Woods brings to the Board an entrepreneurial background with experience in overseeing complex business organizations. As President of McCombs Enterprises, Mr. Woods has successfully funded and promoted numerous growth companies in a diverse array of industries, both domestically and internationally.
F. Sedgwick BrowneDirector
F. Sedgwick Browne became a director of Argo Group International Holdings, Ltd., in 1999 and also served as Vice Chairman of the Board of Directors from 2003 until 2007. He retired as counsel at Sidley Austin Brown & Wood LLP (now known as Sidley Austin LLP), a law firm, in 2004. Mr. Browne previously was a partner at Morgan, Lewis & Bockius, LLP, and prior thereto at Lord Day & Lord, Barrett Smith, where he specialized in the insurance and reinsurance industry. Mr. Browne is also a past trustee and director of the Swiss Reinsurance US Group and of the Winterthur Swiss Insurance US Group.
Hector De LeonDirector
Hector De Leon became a director of Argo Group International Holdings, Ltd., in 2003. Mr. De Leon is the Chairman of the Board of Directors of De Leon & Washburn, P.C., a law firm based in Austin, Texas, which he founded in 1977. Prior to 1977, Mr. De Leon was the General Counsel of the Texas State Insurance Board. From February 1985 to November 1997, Mr. De Leon served as a director of Titan Holdings, Inc., a publicly traded property and casualty insurance holding company.
Mural R. JosephsonDirector
Mural R. Josephson became a director of Argo Group International Holdings, Ltd., in 2004. Mr. Josephson retired from Kemper Insurance Companies ("Kemper") in 2002. During his five-year tenure at Kemper, he held key management positions, including Senior Vice President and Chief Financial Officer and Senior Vice President of Finance. Prior to joining Kemper, Mr. Josephson held several senior level positions at KPMG, including 19 years as an audit partner. While at KPMG, he was a member of the National Insurance Practice Committee and a member of the Professional Practice Review Committee. Mr. Josephson has been a director of HealthMarkets, Inc., an insurance holding company, since May 2003 and is currently Chairman of its Audit Committee. He was also a director of SeaBright Holdings, Inc., an insurance holding company traded on the NYSE until February 2013, and its wholly owned subsidiary, SeaBright Insurance Company, from July 2004 until February 2013, and was serving as the Chairman of its Audit Committee.
Dee Lehane's international career includes significant experience dealing with strategic issues and technology-led business change at global insurance companies. She was previously Managing Partner Global Insurance Industry for Accenture, where she worked for over 20 years. She is currently the Independent Chair of the Debt Market Integrator, a Cabinet Office venture serving a number of government departments and Chairman of ORIC International, the Insurance Industry Risk Consortium. She has previously served on the boards of Aviva Life and Pensions Insurance Ireland and Aviva Health Insurance Ireland, including roles on the Audit (Chair) and Risk Committees.
Kathleen A. Nealon became a director of Argo Group International Holdings, Ltd., in 2011. Ms. Nealon's international career includes significant experience with risk management, compliance and regulatory issues with global companies. Ms. Nealon was the Group Head of Legal and Compliance at Standard Chartered PLC in London from 2001 until her retirement in 2004 where she also held additional international legal and compliance positions from 1992 to 2001. Prior to Standard Chartered PLC, she practiced international banking and regulatory law in New York for 14 years. She is also the Co-chair of the European Advisory Board of Georgetown Law School and serves on the Advisory Council of the Institute of Business Ethics. Ms. Nealon also served on the boards of directors of Shire PLC from 2006 to 2010, and Halifax Bank of Scotland PLC from 2004 to 2009 when it was merged into Lloyds Bank PLC. In addition, Ms. Nealon served on the board of directors of Cable and Wireless Communications PLC and its predecessor company, Cable and Wireless PLC, from 2005 until 2011.
John R. Power, Jr.Director
John R. Power, Jr. became a director of Argo Group International Holdings, Ltd., in 2000. He is currently President of the Patrician Group, a private investment firm located in Lisle, Illinois. Mr. Power has also been a director of certain financial subsidiaries of CNH Global, N.V. since January 1997.
Al-Noor Ramji joined Prudential in January 2016 in the newly created role of Group Chief Digital Officer and is responsible for developing and executing an integrated, long-term digital strategy for the group. Before joining Prudential, he worked at Northgate Capital, a venture firm in Silicon Valley, where he ran technology-focused funds. Prior to this, he was at Misys, a financial services group, and has previously held leading technology and innovation roles at BT Group, Qwest Communications, Dresdner Kleinwort Benson and Swiss Bank Corporation.
John H. TonelliDirector
John H. Tonelli became a director of Argo Group International Holdings, Ltd., in 2010. Mr. Tonelli has been the Chief Executive Officer of Advanced Global Investments, Ltd., a New York based investment company with holdings in Eastern Europe, the Middle East and Latin America, since 2009. Mr. Tonelli has over 20 years of experience in finance, working both as an investment banker and as an attorney. Mr. Tonelli has advised the governments of Argentina, Chile, Paraguay and Uruguay on a wide variety of matters, including privatizations, debt and equity financings, and infrastructure projects. He has been a director of Converse Bank since August 2009. From 2003 to 2009, Mr. Tonelli was Senior Managing Director with J.P. Morgan & Co., Inc. and Bear Stearns & Co. Inc. where he was Head of International Project Finance and Emerging Markets Structured Finance. From 1999 to 2003, he was the founder and Chief Executive Officer of International Venture Partners, LLC, an NASD member broker-dealer specializing in emerging markets. From 1992 to 1999, Mr. Tonelli was an attorney with Cadwalader, Wickersham & Taft where he was head of the Latin American practice group and founded the firm's project finance group.
Mark E. Watson IIIDirector
Mark E. Watson III invested in Argo Group’s predecessor company, Argonaut Group, in 1998, joined its Board of Directors in 1999 and served as President and CEO from 2000 to 2019. Prior to joining Argonaut, Mr. Watson was one of two founding partners of Aquila Capital Partners, a Texas-based venture capital firm focused on technology and life sciences companies. Before founding Aquila, Mr. Watson was an Executive Vice President and member of the Board of Directors of Titan Holding Inc., a NYSE-listed property and casualty insurance group, from 1992 until its acquisition in 1997 by USF&G Corporation. From 1989 to 1991, he was an Associate Attorney with Kroll & Tract, a New York law firm focusing on international financial services clientele. In 1989, Mr. Watson was a Legislative Aide to Texas State Senator Donald Henderson, a role in which he helped draft legislation to create the first college savings bond program in the state, as well as the first mandatory alternative fuels bill, both of which were enacted into law. Mr. Watson graduated with a B.B.A. from Southern Methodist University and a J.D. from the University of Texas, School of Law. He is also an alumnus of Harvard Business School.
Thomas A. BradleyDirector
Thomas A. Bradley became a director in 2018. Bradley retired from Allied World Assurance Company Holding AG in July 2017, where he had served as chief financial officer and executive vice president since 2012. Bradley was previously executive vice president and chief financial officer at two other public companies: Fair Isaac Corporation and the St. Paul Companies. He held senior financial and operational positions at Zurich Insurance Group, including chief financial officer for North America and chief executive officer of the Universal Underwriters Group (now Zurich Direct Markets). Bradley previously served on the board of directors of Nuveen Investments Inc. Mr. Bradley received a bachelor’s degree in accounting from the University of Maryland and a master's in business administration from Loyola University of Maryland and is a Certified Public Accountant (inactive).
Samuel Liss is managing principal of Whitegate Partners LLC, an advisory firm to operating companies and private equity firms specializing in the financial services and business services sectors. He is a board member of Verisk Analytics, Inc. and J.S. Held. Mr. Liss is also an adjunct professor at NYU Stern School of Business and Columbia Law School, where he teaches courses on corporate governance.
Tony Latham has international industry experience spanning more than four decades. He has served as an independent director of the board of Argo Managing Agency since 2016. In addition, he has held several board positions across the industry, including director of Pool Re for over two decades and chairman for more than 12 years. He has also held director roles at Codan A/S, Ecclesiastical Insurance, Airclaims, Flagstone Re and British Aviation Insurance. Latham began his career with Sedgwick (now part of Marsh Inc.) before joining RSA Group where, over a period of 17 years, he served as a member of the group executive and held a number of senior executive roles, including managing director of the global risks division.
Interim Chief Executive Officer
Before joining the Company, Rehnberg served as executive vice president for specialty lines at OneBeacon, where he oversaw specialty underwriting operations and acquired and built new lines of specialty business. Prior to that, he held positions at The St. Paul Travelers Companies, Liberty International and Chubb Corporation. He has a bachelor’s degree from Princeton University.
Executive Vice President and Chief Financial Officer
Jay Bullock has served as Argo’s Chief Financial Officer for over ten years. During that time he has been responsible for leading all financial, actuarial and risk management resources. Mr. Bullock joined Argo Group in 2008 from Bear, Stearns & Co. Inc., where he was Senior Managing Director and Head of Bear Stearns’ Insurance Investment Banking Group. Focusing on the insurance sector for more than 20 years, he advised companies on acquisitions, mergers and sales, as well as all forms of public and private financings and restructurings. While at Bear Stearns, he was an advisor to Argonaut Group, Argo Group’s predecessor, on a number of transactions. He is an honors graduate of Southern Methodist University and received his MBA from the McColl School of Business at Queens College in Charlotte, North Carolina. He also holds the designation of Certified Public Accountant.
Senior Vice President and Chief Actuary
Robert “Bob” Katzman joined Argo Group in 2016 from AIG Inc., where he was the Head of Global Casualty Pricing and Analytics. There he was a catalyst for transforming the casualty pricing operation by blending predictive analytics and traditional actuarial techniques to refine and enhance pricing models. Throughout his nearly 30 years of industry experience, Katzman has held senior roles at Travelers, Crum & Forster and Reliance National, where he led reserving, pricing, M&A, reinsurance and ERM functions. Katzman is a Fellow of the Casualty Actuarial Society and holds a bachelor’s of science degree in Math and Psychology from Union College.
Chief Risk Officer
Alex Hindson joined Argo Group as Chief Risk Officer in 2015. He is responsible for the implementation of enterprise risk management across the company, as well as for Argo’s corporate compliance function and the company’s credit rating agency relations. He is also responsible for overseeing Argo’s internal capital modeling and the purchase of corporate insurance as well as the corporate Sustainability program. Previously, he was Chief Risk Officer of Amlin AG, the Swiss reinsurance operation of Amlin plc, where he was responsible for risk, compliance and legal functions across the company’s Bermuda branch and Zurich operation. Prior to that, he held other risk management roles at Amlin plc and Aon Global Risk Consulting. Mr. Hindson is originally a chemical engineer and worked for AstraZeneca in a variety of roles. He is a Certified Fellow, past Chairman of the Institute of Risk Management (IRM), member of the Business Continuity Institute (BCI) and holds a master’s in integrated environmental management.
Senior Vice President and Chief Investment Officer
As Senior Vice President and Chief Investment Officer, Mark Rose oversees the company’s investment strategy. Prior to joining Argo Group in 2013, Rose was a Senior Credit Analyst at RBC Capital Markets and has held similar roles at Deephaven Capital Management, Goldman Sachs & Co. and Credit Suisse First Boston. He has a bachelor’s degree in mathematics from the U.S. Military Academy at West Point and is a CFA® charterholder.
Group Chief Underwriting Officer
Axel Schmidt joined Argo Group in 2014 as Group Chief Underwriting Officer. He came to Argo from Aviva, where he served as Chief Underwriting Officer for the company’s UK/Ireland business across personal, commercial and corporate/specialty lines. Prior to joining Aviva, Schmidt spent 20 years in international business at Zurich Insurance Group, where he held a number of senior underwriting and management positions including Deputy Chief Executive Officer/CUO for corporate business in Europe/UK and Underwriting Director for global corporate business. He also served as a member of Zurich’s Group Underwriting and Group Reinsurance Board. Schmidt has lived and worked in Germany, Brazil, Switzerland and the UK. He has also been a member of the German national track cycling team. Schmidt graduated from Westphalian Wilhelms University in Munster, Germany, with a degree in Law Studies. He also earned a Juris Doctor degree from the State Supreme Court in Dusseldorf, Germany.
Interim Head of Investor Relations
Head of Group Performance
David Harris is Head of Group Performance at Argo Group. Harris joined Argo in 2013 to lead ArgoGlobal, the Group’s syndicate at Lloyd’s of London, with over 25 years of industry experience. Prior to joining Argo, Harris spent several years at Amlin, where he held various roles including Managing Director, Amlin Underwriting Limited, International Development Director and Chief Operating Officer, Amlin PLC. Harris began his insurance career with Royal Insurance and later became Operations Director for RSA London Market division before joining AXA Insurance in 2000 as UK Claims Director. He previously served as a non-executive Director of the Lloyd’s Market Association and was Chairman of the Examiners Committee and a member of the Council of the Chartered Insurance Institute. Harris received a Bachelor of Laws (LLB Honours) from Nottingham University and holds the Chartered Insurer (FCII) designation from the Chartered Insurance Institute.
Group Head of Reinsurance
Ryan Mather, Group Head of Reinsurance, was a founding member of Ariel Re in 2005 and progressed to be Group Chief Underwriter and CEO in 2016 before the acquisition by Argo Group in 2017. Ryan has served for more than 25 years in the industry. He began his career as an underwriting assistant in Lloyd’s before working as a Lloyd’s corporate capital analyst for a U.S.-based reinsurer. Ryan worked for Gerling Global Re, where he was latterly manager of the property account and was also responsible for all Lloyd’s business assumed within the group. He moved to Bermuda with Rosemont Re in 2002 before joining Ariel. He is a Genetics graduate of the University of London and holds the ACII designation.
Executive Vice President
Tim Carter joined Argo in 2019. His previous roles include President of Portfolio Solutions and Global Chief Underwriting Officer at AIG. He has also served as Chief Underwriting Officer for Zurich Insurance in both North America and Europe. He holds a bachelor’s degree in mathematics from the University of Nottingham and is a Fellow of the Institute of Actuaries.
Executive Vice President, Argo Group Producer Management and Marketing Leader and Head of Colony Specialty
Gary Grose joined Argo in 2014 as head of producer management. He is responsible for working with each of Argo’s businesses globally to build and strengthen profitable relationships with brokers, agents and other business partners. Grose joined Argo from Marsh, where he was responsible for leading all marketing and communications strategy and initiatives across the U.S. He has also held a variety of marketing and producer/distribution management positions at Zurich, Allstate and John Hancock.
Executive Vice President, U.S. Operations
Grange joins Argo from QBE North America, where he served as president of specialty and commercial insurance and as global head of the company’s trade credit and surety businesses. Prior to joining QBE in 2013, Grange was with Torus Insurance, where he served as chairman of the group underwriting committee and global practice leader for management and professional liability. He also spent more than 20 years at the Chubb Group, where he held various global senior management roles. Grange has a Bachelor of Science in human physiology and a Bachelor of Arts in political science from McGill University in Montreal.
President, Argo Surety
Josh Betz joined Argo Group in 2008 to launch the surety operation and has overseen its development as a leading commercial surety player in the marketplace. He was promoted to President of Argo Surety in 2012. Prior to joining Argo, he was a Managing Director for Travelers commercial surety operations, where he managed the second largest portfolio for the commercial surety division with over $5 billion in aggregate exposure. Before Travelers, Betz held various surety underwriting positions with Citigroup, CNA and Reliance. Betz graduated from Midwestern State University with a bachelor’s degree in business administration with an emphasis in finance.
President, Trident Public Risk Solutions
Sue Coates joined Trident in 2008 and became its president in 2018 after serving in several other roles within the underwriting team. She has more than 25 years of industry experience, including almost 15 years in the public entity sector. Before Argo Group, she was a senior underwriter of public entities with Massamont Insurance, managing large municipal and school risks. She is a Certified Insurance Service Representative and maintains the Certified School Risk Managers (CSRM) designation.
SVP, Argo Construction
Jim Cornwell joined Colony Specialty in 2010 as the North Regional Manager. In his role, he managed Colony’s primary and excess business in the Northeast territory with a focus on profitability, agency and staff performance management. In five years with Colony, Cornwell successfully developed a profitable territory. Now an SVP and Casualty Division Manager, Cornwell is heading a construction-focused underwriting unit – a new initiative for the organization. Prior to joining Colony, Cornwell was focused on construction risks as AVP of Underwriting at Ace Westchester and was the lead underwriter for referrals and staff development for the region. Prior to that, Cornwell held both claims and underwriting positions, as well as various management roles, at Fireman’s Fund Insurance company. Cornwell graduated from Hofstra University with a bachelor’s degree in business administration with an emphasis in banking and finance.
SVP, U.S. Specialty Programs
Duncan previously served as head of digital business development at Argo Group. He has enjoyed a long career focused on environmental risks and commercial general liability insurance. He served as senior vice president of Argo’s environmental business for six years and has spent more than 20 years in the insurance industry, including holding leadership positions at Chubb and Gulf Insurance Group.
President, Argo Insurance – Grocery and Retail and Head of U.S. Digital Business Development
Rooney Gleason was named President of Argo Insurance – Grocery and Retail and Head of U.S. Digital Business Development as part of a renewed effort to transform Argo to be the leading provider of Risk Management, Claims Management and Loss Prevention solutions to middle market retailers, and provide cutting-edge technology solutions to reduce the total cost of risk for retail clients. Prior to joining Argo Insurance, he was one of the founders of Gleason Technology, a Johnstown, Pennsylvania-based international software solutions provider for all things inspected with more than 1,000 client locations in 16 countries that launched in 2010. Prior to Gleason Technology, Gleason was a commercial insurance broker for Gleason Group for 22 years specializing in large risk managed accounts. Prior to Gleason Group, Rooney was an insurance broker at Lloyd’s of London for two years. Gleason graduated from Babson College, with a bachelor’s degree in Economics.
President, Argo Pro
Craig Landi is President of Argo Pro, part of Argo Group. Landi joins Argo Group from Freedom Specialty Insurance where he was president and chief operating officer. In this position, Landi is responsible for leading all aspects of Argo Group’s U.S. professional lines business, which includes a broad portfolio of errors and omissions and management liability products sold through appointed retail and wholesale brokers. Prior to that he held senior leadership roles at Arch Insurance Group, ACE Insurance Company, CNA Insurance Company and American International Group where he started his career in professional lines underwriting. He has a bachelor’s degree in economics and finance from Fairleigh Dickinson University.
Chief Underwriting Officer
Frank Mike-Mayer is responsible for guiding the development and execution of Argo Group US underwriting strategies and policies supporting retention, growth and profitability of the company’s total portfolio of businesses. He joins Argo Group from AIG Commercial, where he served as Head of Technical Underwriting, responsible for driving key global underwriting excellence strategies, developing and implementing global underwriting standards, and establishing a more consistent and robust risk selection framework for underwriters. Before joining AIG Commercial in 2012, Mike-Mayer served in several senior roles with Zurich North America, ACE and Reliance National. He received an MBA in statistics and actuarial science from the Stern School of Business at New York University.
SVP, General Counsel
Prior to joining Argo Group, Sutherland held positions as senior vice president, secretary and general counsel for six years at PMA Insurance Group following more than 18 years as vice president, secretary and general counsel for Northland Insurance Companies. During her career, Sutherland has earned the Chartered Property and Casualty Underwriter (CPCU), the Associate in Fidelity and Surety Bonding (AFSB), the Associate in Surplus Lines and the Senior Claims Law Associate designations. She is also admitted to the state and federal bars in Pennsylvania, Minnesota and Illinois.
Kurt Tipton joined Rockwood as a management trainee in 1986 and took over as President of Rockwood in 2015. In May 2011, Tipton was promoted to Chief Operating Officer and maintains his positions of Senior Vice President and Chief Underwriting Officer. Before that, he had been Vice President of Underwriting since 2000. He is responsible for maximizing long-term underwriting profits. He oversees all aspects of the underwriting, marketing, loss control and claims departments. Tipton received his bachelor’s degree in business administration from the University of Pittsburgh and his MBA from Frostburg State University. He was previously a partner in an outdoor adventure school and remains active in community service.
Group Head of Operations
Phil Vedell was promoted to Group Head of Operations for Argo Group International Holdings Ltd., in September 2016. He joined Argo Group US in October 2015 as Chief Operating Officer. Prior to joining Argo Group US, he served as Chief Operating Officer for Catlin US. He has also held positions at Alterra Capital Holdings, Vaccaro Insurance Holdings, American Wholesale Insurance Company and Aon Corporation. Vedell holds a degree in business administration from North Carolina State University.
Chief Claims Officer
Mark Wade joins Argo Group following his appointment as Executive Director of the New York State Workers’ Compensation Board. Prior to his appointment, Wade served as Deputy Superintendent for property and casualty insurance at New York State’s Department of Financial Services. Before entering public service in 2014, Wade served in several senior roles with Arch Insurance Group, Zurich North America and Marsh USA. He began his industry career with Chubb Corporation, where he handled directors’ and officers’ claims. Wade is a graduate of Georgetown University and the University of Pittsburgh School of Law and is admitted to the New York and Pennsylvania state bars.
Group Head, International Operations
Matt Harris joins Argo with more than 25 years of insurance experience. He has expertise in various operational disciplines and has successfully undertaken senior management assignments across multiple distribution channels and product segments. Most recently, Harris led AIG South East Asia Country Operations. Previously, he was CEO of AIG Malaysia Insurance and CEO of AIG New Zealand. Prior to joining AIG, Harris served as chief representative for Insurance Australia Group in Mumbai, India. He has completed the Executive Finance Program at Mt. Eliza Business School in Melbourne and is a Senior Associate member with the Australian and New Zealand Institute of Insurance and Finance.
Chair, International Operations
Jose A. Hernandez joined Argo Group in 2016 as Head of International Business. Prior to joining Argo Group, Hernandez most recently served as president and chief executive officer of AIG’s Asia Pacific region. Hernandez spent more than 20 years with AIG in a number of senior leadership roles in both the consumer and commercial segments. He has expertise in field operations, distribution, underwriting, claims, strategic planning and management. Hernandez has a bachelor of science degree in marketing and management from Bentley University and a master in business administration from the College of Insurance in New York.
Chief Administrative Officer
Andrew “Andy” Borst is Chief Administrative Officer, overseeing International Operations. Borst joined Argo in March 2014, from OneBeacon Insurance Group. At OneBeacon, he served in several roles, including President of Crop Insurance and CFO for specialty lines, where he helped acquire and build out new lines of specialty business. He started his career at Travelers Insurance and graduated from the Financial Management Program in 1999. Borst earned a bachelor’s degree in business administration with honors from the Boston University School of Management, concentrating on finance and management information systems.
Managing Director, ArgoGlobal
Dominic Kirby serves as managing director of ArgoGlobal Managing Agency. Kirby brings more than 25 years of industry experience to his new role, including previous service as head of Ariel Re U.K. Prior to joining Ariel Re in 2015, he was managing director at Torus Underwriting Management Limited. From 2007 to 2011, Kirby served as deputy managing director, and ultimately managing director at Flagstone Syndicate Management Limited. Previously, he worked for Navigators Group Inc., London and Navigators Underwriting Agency Ltd. Kirby became a Fellow of the Chartered Insurance Institute in 2000. He graduated from Oxford University with a Masters of Arts in geological sciences.
Head of Argo Insurance Bermuda
Bill Wharton joined Argo in 2015 as an Underwriting Manager. Prior to joining Argo, he was Head of Financial Lines, Asia at Catlin. Before that, he served as Chief Underwriting Officer for XL Group’s professional lines, underwriting activities outside the U.S. and Bermuda. He was Vice President, Professional Lines for XL Insurance in Bermuda, serving U.S. Fortune 500 companies. Wharton graduated from University of Pittsburgh with a Bachelor of Arts in economics.
Head of Latin America
With more than 25 years of industry experience, Jorge Luiz Cazar joins Argo from Chubb Group where he most recently served as division president, international accident and health (A&H) business. He was appointed regional president of ACE’s Latin America operations in 2006, a position he retained after ACE’s acquisition of Chubb in January of that year. Prior to that, Cazar served as senior vice president, A&H, for the company’s Asia Pacific region; regional vice president, A&H, in Latin America; and country president for ACE in Argentina and Chile. Before joining ACE in 2001, he held several leadership roles with CIGNA International, a global property and casualty company ACE purchased in 1999. He began his career at Bolivar Insurance Company in Ecuador.
Cazar holds a bachelor’s degree in political science and a law degree from Catholic University in Guayaquil, Ecuador. He is the former director of the Association of Insurers of Ecuador and former director of the Associacion de Aseguradores de Chile A.G.