This umbrella program covers the limits most policyholders need. Each policy is reviewed on an individual basis for eligibility.
Coverage Highlights
- Occurrence-based coverage
- Coverage available:
- General liability
- Automobile liability
- Employers liability
Coverage Amounts
Minimum policy premium
- $2,500 to $5,000
Minimum policy deductible
- $10,000 retained limit
Coverage Limits
$10 million
Appetite & Availability
Targeted classes
- Mining
Excluded classes
- Pollution
- Large automobile fleets
Geographic availability
- United States
- Alabama, Colorado, Idaho, Illinois, Indiana, Kentucky, Maryland, Nevada, North Carolina, Pennsylvania, Utah and Virginia
Additional Information
- Distributed through partnerships with agents and brokers
- Inspections of all mining risks are required prior to binding coverage
