Rockwood specializes in underwriting small to midsize monoline workers’ compensation insurance policies.

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    • Monoline Workers’ Compensation (Non-Mining)

    Rockwood specializes in underwriting small to midsize monoline workers’ compensation insurance policies.

      Table of Contents

    1. Summary
    2. Highlights
    3. Amounts
    4. Appetite
    5. Info

    Rockwood specializes in underwriting monoline workers’ compensation insurance policies. Rockwood’s preferred market segment comprises those accounts involved in oil and gas, manufacturing and retail operations. We will consider accounts under the following program structures:

    1. Fully insured: no account is too small
    2. Small deductibles
    3. Large deductibles (deductibles greater than $100,000)
    4. Retrospective rated programs
    5. Excess workers’ compensation (TPA services available)

    Coverage Highlights

    Coverage available

    Statutory

    Coverage notes

    Monoline workers’ comp for policies targeting policies with less than $15,000 in premium

    Larger policies on an account-by-account basis

    Coverages not included
    • United States longshoremen and harbor workers’ compensation coverage (exposure less than 10 percent may be considered on an individual basis)
    • Voluntary compensation coverage
    • Stop-gap coverage
    Optional coverage available

    Increased employers’ liability limits

    Coverage Amounts

    Minimum policy premium

    Varies by state and classes

    Appetite & Availability

    Targeted classes
    • Restaurants
    • Service stations
    • Printers
    • Gasoline retailers
    • Personal care homes
    • Machine shops
    • School bus contractors
    • Grocery stores
    • Janitorial
    • Hotels/motels
    • Exterminators
    • Hardware stores
    • Country clubs
    • Oil and gas contractors
    • Retail stores
    • Pharmacies
    • Marinas
    Excluded classes
    • Applications requesting coverage for only corporate officers or owners
    • Seasonal or part-time operations where the payroll is inadequate for the number of employees
    • Risks where the majority of the employees are family members
    • Risks with substantial travel exposure
    • Risks with out-of-state employees
    • Bars, taverns and nightclubs
    Geographic availability

    United States

    Geographic availability notes

    Delaware, Indiana, Maryland, North Carolina, Pennsylvania, Virginia

    Additional Information

    Distribution

    Partnering with agents/brokers

    Contact

    For more information about Monoline Workers’ Compensation (Non-Mining), please contact:

    AVP, Underwriting

    Barry Thomas

    AVP, Underwriting

    814-926-5220 Email Barry Thomas
    How to Report a Claim

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