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Professional liability insurance for firms and people engaged in real estate development.

Real Estate Developers PROtect℠

Professional liability insurance for firms and people engaged in real estate development.

Coverage Highlights

  • Professional liability, primary and excess options
  • Pollution liability
  • Supplemental payments, including:
    • Crisis management expenses
    • Appearance at proceedings
    • Disciplinary proceedings
    • Subpoena assistance
    • ADA, FHA, OSHA legal expense reimbursement
    • Cleanup costs coverage

Coverage Limits

  • $5 million maximum
  • $10,000 minimum deductible
  • $10,000 minimum premium

Appetite & Availability


Broad definition of real estate development.

Insured includes:

  • Independent contractors
  • Interns
  • Volunteers
  • Spouses
  • Domestic partners

Additional Information

  • Failure to maintain insurance coverage for property management services available
  • Rectification cost coverage to remedy a design defect
  • No faulty workmanship exclusion
  • Emergency remediation coverage
  • Insured versus insured exclusion does not apply to investors
  • Waiver of subrogation rights when insured agrees to prospectively waive via written contract
  • No hammer clause
  • Choice of counsel, with insurer’s consent
  • Up to $25,000 deductible credit for voluntary mediation
  • Automatic coverage for acquisitions of entities whose revenues are less than 50% of the named insured’s revenues
  • Wrongful act includes personal injury offense
  • Final adjudication of fraud claims
  • Punitive and exemplary damages covered, where insurable
  • Definition of insured includes independent contractors, interns, volunteers, spouses and domestic partners
  • Project-specific excess coverage available
  • Risk management services include contract review by outside counsel at no cost

Coverage is always subject to all of a policy’s terms and conditions. This is a summary of certain key aspects of coverage. Review the policy form for complete terms and conditions. Products are underwritten by U.S. insurers that are members of Argo Group. Some products are only available through an authorized surplus lines insurer.



For more information about Real Estate Developers PROtect℠, please contact:

Steve Boughal

Interim Head of Argo Pro

212-607-8862 Email Steve Boughal

Pauline Morley

Senior Vice President of Underwriting, Head of Miscellaneous Professional Liability and A&E

201-602-8009 Email Pauline Morley
How to Report a Claim

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