Contractors PROtect℠

Argo Pro’s policy is designed to address complex needs including exposures relating to construction and pollution.

Coverage Highlights

• Protection for claims arising from the following types of liability:

– Professional

– Cyber (including social engineering incidents)

– Contractors pollution

• Provides coverage for supplemental payments for crisis management expenses; appearance at proceedings; disciplinary proceedings; subpoena assistance; ADA, FHA and OSHA legal expense reimbursement; and cleanup costs (rectification costs included)

• No faulty workmanship exclusion

• Waiver of subrogation wording when insured agrees to prospectively waive via written contract

• No hammer clause

• Choice of counsel with insurer’s consent

• Up to $25,000 deductible credit for voluntary mediation

• Automatic coverage for acquisitions of entities whose revenues are less than 50 percent of the named insured’s revenues

• Wrongful act includes “personal injury offense”

• Final adjudication for fraud claims

• Punitive and exemplary damages covered, where insurable

• Definition of insured includes independent contractors, interns, volunteers, spouses and domestic partners

• Project-specific coverage available with 36-month policy term and 10-year tail

• Free and unlimited risk management services including:

– Pre-claims assistance provided by Argo claims team

– Contract review

Coverage Limits

• Maximum capacity: $5 million

• Minimum deductible: $5,000 (for $1 million limit)

• Minimum premium: $5,000 (for $1 million limit)

• Write both primary and excess

• Write firms of all sizes

• Write on nonadmitted paper

Appetite & Availability

Targeted Risks

• General contractors

• Electricians

• Plumbers

• Painters/drywallers

• Carpenters

• Carpet/tile installers

• Landscapers

• Audio/video installers

• Demolition/excavation contractors

• HVAC contractors

• Machine fabricators

• Roofing contractors

• Steel/concrete contractors



Craig Landi



Daniel Gmelin

Vice President, Architects & Engineers