Coverage Highlights
- Professional liability
- Separate defined sublimit for:
- Contingent bodily injury and property damage
- Lock box
- Open house
- Failure to disclose pollutants
- Supplemental payments, including:
- Crisis management expenses
- Appearance at proceedings
- Disciplinary proceedings
- Subpoena assistance
- ADA, FHA, OSHA legal expense reimbursement
- Cleanup cost coverage
Coverage Limits
- $2 million maximum
- $2,500 minimum deductible and premium in most states
- $5,000 minimum deductible and premium in Arizona, Florida, New York and Washington
- $10,000 minimum deductible and premium in California
Additional Information
- Owned property coverage available
- Failure to maintain insurance carveback for property managers available
- Ability to grant additional insured status for property owners
- Broad third-party discrimination definition
- Third-party cyber coverage with affirmative social engineering sublimit
- Ability to include mortgage broker and business broker service
