Coverage Highlights
General Contractors
- Focused on practice policies only
- Primary and excess liability
Trade Contractors
- Focused on interior trade contractors
- Primary and excess liability
- Consideration for certain high-hazard classes with an opportunistic approach
Coverage Limits
- $2 million per occurrence
- $4 million general aggregate
- $4 million products aggregate
- Ability to provide up to $10 million in lead excess limits
Appetite & Availability
General Contractors – focus on rehabilitation and renovation
- Minimum premium $60,000
- Practice policies only (no project general contractor)
- No self-performed (employee) height work
Trade Contractors
- Minimum premium $45,000
- No self-performed (employee) exterior or height work; such work can be subcontracted.
- Excludes roofing, street and road, demolition, sewer/water main and new ventures.
Prohibited Classes
- Street and road
- Demolition
- Roofers
- Sewer/water main contractors
- New ventures (some consideration given to general contractors on a limited form)
- The above contractors may be considered for excess of $10 million.
Excess
- Lead excess – up to $10 million on supported coverage
- Capacity deployed depends on size and scope of project or risk.
- High excess – up to $25 million in cases of $10 million excess
Send submissions to submissions@argoconstructionus.com