Coverage Highlights
Basis of Coverage
Occurrence or claims-made policies for risks that are less than $25 million in sales/construction costs
Coverage Amounts
- $1 million per occurrence
- $2 million general aggregate
- $2 million products aggregate
Key Coverage/Endorsements Available
- Blanket additional insured (including completed operations for select risks)
- Waiver of subrogation
- Primary/noncontributory wording
- Per-project aggregates
- Employee benefits liability
- Stopgap coverage
- Garagekeepers coverage
- Various subcontractor warranties depending on individual risk characteristics
- Supported excess coverage or high-limit GL on primary policy
- Residential construction appetite can include tract, condo, and townhomes (varies by operation and geographic location)
Appetite & Availability
Commercial and Residential Contractors
- Artisan trade and subcontractors
- General contractors – Project-specific, including extended completed operations to cover statute of repose
- Paper GCs
- Construction managers
- Designer-led/design/ build
- Masonry
- Interior build-outs/renovations
– Service contractors – Equipment install and repair
– Expanded appetite on new residential construction - Plumbing
- Electrical
- Demolition
- HVAC contractors
- Custom homebuilders
Industrial Contractors
- Boiler and tanks
- Contractors/farm equipment
- Demolition (except New York)
- Excavation
- Metal erection
- Painting
- Plumbing
- Welding
- Sewer, gas and water mains (except New York)
- Street and road (except New York)
Additional Information
Send submissions to [email protected]
