An innovative product designed for insureds who do not wish to combine or are not eligible to combine general liability with their professional liability and pollution coverages.

    Table of Contents

  1. Highlights
  2. Limits
  3. Info
  4. Resources

Coverage Highlights

Argo Environmental CPLUS is a state-of-the-art form that blends pollution and professional coverages in a single policy with affirmative coverage grants, broad definitions and many built-in enhancements. Argo Environmental offers tailored versions of this product based on industry and risk size.

  • Automatic additional insureds
  • Broad definition of bodily injury
  • Broad definition of pollutant/pollution condition includes:
    • Legionella
    • Electromagnetic fields
    • Microbial matter
    • Illicit abandonment
  • Broad definition of professional liability includes:
    • Services performed for a third party in the capacity of an architect, an engineer, a consultant, an inspector, a surveyor or construction management
    • LEED-accredited professionals
    • Disposal recommendations for pollutants generated by a third party
  • Crisis management costs coverage
  • Defense costs outside the limits of liability on all coverages except professional and pollution liability for insured’s sites
  • Emergency expense coverage included at the full policy limit
  • Misdelivery of a liquid or solid product
  • Worldwide coverage

Coverages Available

  • Contracting services pollution (CPL)
  • Transportation pollution liability (TPL)
  • Non-owned disposal sites (NODS)
  • Products pollution liability (Occurrence)
  • Pollution liability for insured’s sites (site pollution)
  • Time element pollution for insured’s sites
  • Professional liability

Coverage Limits

  • Limits up to $10 million per occurrence / $10 million aggregate available

Additional Information

Coverage Examples

  • Site pollution and products pollution coverages for a middle-market paint manufacturer
  • CPL and professional liability for an environmental consultant where general liability is in BOP
  • CPL, products pollution and professional liability coverages for a storage tank fabrication company where general liability is in the standard market or captive
  • CPL and professional liability to meet contractual requirements




For more information about CPLUS, please contact:

Joy Christie

Head of Environmental

312-607-3747 Email Joy Christie
How to Report a Claim

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