The Argo Primary Casualty team uses a solutions-based underwriting approach to assist our broker partners in placing non-construction Primary General Liability business.

Primary Casualty

The Argo Primary Casualty team uses a solutions-based underwriting approach to assist our broker partners in placing non-construction Primary General Liability business.

Coverage Highlights

Primary limits up to $5 million are available for a broad array of classes within the manufacturing, service and materials production segments of the American economy.

Coverage and Limit Options

  • Occurrence or claims-made forms
  • Full CGL or products-completed operations only
  • Discontinued products coverage available
  • Primary limits up to $5 million
  • Supported excess liability available for most risks

Additional Coverages/Endorsements

  • Liquor liability
  • Garagekeepers legal liability
  • Hired and non-owned auto liability
  • Stop-gap liability
  • Employee benefits liability
  • Per project/location aggregate
  • ISO additional insured forms
  • Blanket wording available
  • Limited products withdrawal expense (reimbursement form)
  • Limited worldwide coverage (reimbursement form)
  • Unintentional errors and omissions (E&O)

Appetite & Availability

Preferred Classes*

  • Machinery and machinery parts manufacturing
  • Machinery and equipment dealers
  • Machinery and equipment service and repair
  • Machine shops
  • Distributors: automobile parts, plumbing supply, food products
  • Non-consumer products manufacturing
  • Manufacturer representatives
  • Warehouses
  • Lessor’s risk only
  • Vacant buildings and land
  • Recycling operations
  • Retail stores

Attractive Classes*

  • Machinery and equipment rental
  • Engineering, architects and consultants – no construction
  • Chemical manufacturing – commercial and household
  • Trailer manufacturing
  • Manufacturing – auto parts (operating and non-operating), electrical equipment, furniture, clothing, appliances

Opportunistic Classes*

  • Valves manufacturing
  • Plumbing supplies and fixture manufacturing
  • Tank manufacturing
  • Sporting goods manufacturing
  • Restaurants – high-end and food-focused
  • Breweries – craft
  • Hotels – full service and high-end
  • Consumer products manufacturing

Excluded Classes

  • Grain elevators
  • Highway and bridge construction
  • Habitational real estate
  • Implantable medical devices
  • Latex products
  • Liquor liability (risks with liquor revenue more than 40% of total revenue)
  • Motel/bar/tavern
  • Nursing homes/assisted living facilities
  • Nutraceuticals
  • Patented drug manufacturers
  • Tobacco/alcohol manufacturers
  • Water parks
  • Welding rod manufacturers

Geographic Availability

United States

Distribution

This product is distributed through a network of appointed excess and surplus wholesale agents and brokers.

*Classes presented are representative rather than exhaustive. Please check with your
underwriter for further guidance.

Resources

Contact

For more information about Primary Casualty, please contact:

Chris Schramm

VP, Primary Casualty

312-849-6916 Email Chris Schramm

Dana DiLullo

AVP, Marketing & Producer Management

814-926-5221 Email Dana DiLullo
How to Report a Claim

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