Coverage Highlights

Argo Casualty is committed to providing superior service and to building and maintaining prolonged relationships with valued clients.

Basis of Coverage

Occurrence or claims-made policies

Coverage Available

• General liability
• Products liability
• Completed operations liability
• Discontinued products

Optional Coverage Available

• Employee benefits liability (claims made)
• Customized coverage extensions
• Garagekeepers liability
• Hired and non-owned auto liability
• Individual/blanket additional insured and waivers of subrogation
• Liquor
• Per project and per location aggregate endorsements (aggregate caps of $3 million, $5 million and $10 million available)
• Pollution liability amendments, to include limited pollution coverage arising out of the insured’s work or product
• Primary and non-contributory wording
• Riggers liability
• Stop gap liability
• Vendors coverage
• Waivers of subrogation

Coverage Amounts

Minimum policy deductible

• $1,000 exceptions on a case-by-case basis
• Self-insured retentions $25,000 to $250,000

Coverage Limits

• $1 million per occurrence
• $2 million general aggregate
• $2 million products aggregate

Appetite & Availability

Targeted Classes

The following are just some of the classes of business written that reflect Argo
Casualty’s appetite for business in various segments. Argo Casualty will continue to focus its efforts on the retention and acquisition of these segments as well as other segments not listed:

Hospitality:

• • High-end, full-service hotels and resorts
  • Rooftop lounges
  • Fine dining

Manufacturers (and distribution):

• • Automation products
  • Clean-energy products, including wind turbines and fuel cells
  • Hydroponics parts
  • Industrial machinery and equipment
  • Internet of things (connectivity)
  • Vertical farming

Premises:

• • Lessor’s risk
  • Mixed-use real estate
  • Museums, galleries and gardens
  • Office buildings, including medical
  • Vacant buildings
  • Warehouses

Excluded Classes

• Grain elevators
• Highway and bridge construction
• Habitational real estate
• Implantable medical devices
• Latex products
• Liquor liability (risks with liquor revenue more than 40% of total revenue)
• Motel/bar/tavern
• Nursing homes/assisted living facilities
• Nutraceuticals
• Patented drug manufacturers
• Tobacco/alcohol manufacturers
• Water parks
• Welding rod manufacturers

Geographic Availability 

United States

Distribution

This product is distributed through a network of appointed excess and surplus wholesale agents and brokers.