Coverage Highlights

Primary limits up to $5 million are available for a broad array of classes within the manufacturing, service and materials production segments of the American economy.

Coverage and Limit Options

• Occurrence or claims-made forms
• Full CGL or products-completed operations only
• Discontinued products coverage available
• Primary limits up to $5 million
• Supported excess liability available for most risks

Additional Coverages/Endorsements

• Liquor liability
• Garagekeepers legal liability
• Hired and non-owned auto liability
• Stop-gap liability
• Employee benefits liability
• Per project/location aggregate
• ISO additional insured forms
• Blanket wording available
• Limited products withdrawal expense (reimbursement form)
• Limited worldwide coverage (reimbursement form)
• Unintentional errors and omissions (E&O)

Appetite & Availability

Preferred Classes*

• Machinery and machinery parts manufacturing
• Machinery and equipment dealers
• Machinery and equipment service and repair
• Machine shops
• Distributors: automobile parts, plumbing supply, food products
• Non-consumer products manufacturing
• Manufacturer representatives
• Warehouses
• Lessor’s risk only
• Vacant buildings and land
• Recycling operations
• Retail stores

Attractive Classes*

• Machinery and equipment rental
• Engineering, architects and consultants – no construction
• Chemical manufacturing – commercial and household
• Trailer manufacturing
• Manufacturing – auto parts (operating and non-operating), electrical equipment, furniture, clothing, appliances

Opportunistic Classes*

• Valves manufacturing
• Plumbing supplies and fixture manufacturing
• Tank manufacturing
• Sporting goods manufacturing
• Restaurants – high-end and food-focused
• Breweries – craft
• Hotels – full service and high-end
• Consumer products manufacturing

Excluded Classes

• Grain elevators
• Highway and bridge construction
• Habitational real estate
• Implantable medical devices
• Latex products
• Liquor liability (risks with liquor revenue more than 40% of total revenue)
• Motel/bar/tavern
• Nursing homes/assisted living facilities
• Nutraceuticals
• Patented drug manufacturers
• Tobacco/alcohol manufacturers
• Water parks
• Welding rod manufacturers

Geographic Availability

United States

Distribution

This product is distributed through a network of appointed excess and surplus wholesale agents and brokers.

*Classes presented are representative rather than exhaustive. Please check with your
underwriter for further guidance.