Coverage Highlights
Primary limits up to $5 million are available for a broad array of classes within the manufacturing, service and materials production segments of the American economy.
Coverage and Limit Options
- Occurrence or claims-made forms
- Full CGL or products-completed operations only
- Discontinued products coverage available
- Primary limits up to $5 million
- Supported excess liability available for most risks
Additional Coverages/Endorsements
- Liquor liability
- Garagekeepers legal liability
- Hired and non-owned auto liability
- Stop-gap liability
- Employee benefits liability
- Per project/location aggregate
- ISO additional insured forms
- Blanket wording available
- Limited products withdrawal expense (reimbursement form)
- Limited worldwide coverage (reimbursement form)
- Unintentional errors and omissions (E&O)
Appetite & Availability
Preferred Classes*
- Machinery and machinery parts manufacturing
- Machinery and equipment dealers
- Machinery and equipment service and repair
- Machine shops
- Distributors: automobile parts, plumbing supply, food products
- Non-consumer products manufacturing
- Manufacturer representatives
- Warehouses
- Lessor’s risk only
- Vacant buildings and land
- Recycling operations
- Retail stores
Attractive Classes*
- Machinery and equipment rental
- Engineering, architects and consultants – no construction
- Chemical manufacturing – commercial and household
- Trailer manufacturing
- Manufacturing – auto parts (operating and non-operating), electrical equipment, furniture, clothing, appliances
Opportunistic Classes*
- Valves manufacturing
- Plumbing supplies and fixture manufacturing
- Tank manufacturing
- Sporting goods manufacturing
- Restaurants – high-end and food-focused
- Breweries – craft
- Hotels – full service and high-end
- Consumer products manufacturing
Excluded Classes
- Grain elevators
- Highway and bridge construction
- Habitational real estate
- Implantable medical devices
- Latex products
- Liquor liability (risks with liquor revenue more than 40% of total revenue)
- Motel/bar/tavern
- Nursing homes/assisted living facilities
- Nutraceuticals
- Patented drug manufacturers
- Tobacco/alcohol manufacturers
- Water parks
- Welding rod manufacturers
Geographic Availability
United States
Distribution
This product is distributed through a network of appointed excess and surplus wholesale agents and brokers.
*Classes presented are representative rather than exhaustive. Please check with your
underwriter for further guidance.
