Coverage Highlights
Coverage provided
- Admitted and non-admitted options
- Occurrence or claims-made
- Follow-form excess
- Excess over underlying insurance or retained limit
Capacity afforded
- $5 million in lead position
- $10 million excess of $10 million
- $15 million excess of $25 million
Appetite & Availability
Preferred Classes
- Interior build-outs/renovations
- Decorative metal erection
- OCIPs/CCIPs 25M attachment or higher
- Owner’s interest
- Machinery – parts, dealers, service and repair
- Machine shops
- Manufacturing – instruments, pumps, plastic/rubber, appliances, tools, lubricants
- Warehouses
- Lessor’s Risk Only
- Vacant buildings and land
- Retail stores
- Grocery stores/markets
- Restaurants – up to 30% alcohol
- Artisan contractors
Attractive Classes
- Colleges/universities
- Stadiums/event centers
- Tree trimming services – wildfire exclusion as required
- NY construction
- Paper general contractors
- Vacant buildings and land
- Recycling operations
- Engineering, architects and consultants – no construction
- Chemical manufacturing – commercial and household
- Trailer manufacturing
- Manufacturing – auto parts (operating and non-operating), electrical equipment, furniture, clothing, appliances
- Distributors – automobile parts, plumbing supply, food
- Energy
Opportunistic Classes
- Valves manufacturing
- Plumbing supplies and fixture manufacturing
- Tank manufacturing
- Sporting goods manufacturing
- Restaurants – high-end and food-focused
- Hotels – full service and high-end
- Building supplies distributors
- Food distributors – certain chicken/beef/refrigerated foods
- Machinery and equipment rental
- Civil infrastructure
Geographic availability
United States
Distribution
This product is distributed through a network of appointed excess and surplus wholesale agents and brokers.
*Classes presented are representative rather than exhaustive. Please check with your underwriter for further guidance.
