In this presentation at the 2015 conference of Gamma Iota Sigma (the fraternity for risk management, insurance and actuarial science majors), Argo general casualty underwriter Lily Cowles discusses wearables and how the popularity of the miniature electronic devices — including watches and eyeglasses — is spurring the need for insurance coverage. Wearables, such as those from Apple, Google and market leader Fitbit, can collect a wide variety of data, promoting efficiency, safety, health and wellness, productivity, and interconnectedness. Cyber-security concerns include data protection and privacy, public perception, and the regulatory fines and actions that can result from data breaches. Cowles is a 2014 graduate of SAIL, Argo’s Specialized & Accelerated Insurance Learning graduate program, which provides immersive training in the various functional areas of the insurance industry. Learn more about SAIL.