Public entities: Automobile liability and physical damage
Automobile liability and physical damage program for public entities provides commercial automobile liability and physical damage insurance. It’s designed for public entity vehicles, including police, fire and emergency classes.
State-required UM, UIM, PIP and medical payments
Optional coverage available
Replacement cost coverage on emergency vehicles
Coverage extensions to qualified insured
Fellow employee coverage
“Hot pursuit” coverage
Broadened definition – who is an insured
Common deductible provision
Hired car physical damage
Appetite & Availability
Geographic availability notes
Available in most states
Local agents and brokers
Disclaimer: The insurance policies, not this webpage, form the contract between the insured and the insurance company. The policies contain limits, exclusions, and conditions that are not listed here. All coverages are subject to individual underwriting judgments and to state legal and regulatory requirements. This webpage is provided for informational purposes only and does not constitute legal advice. Policies for this program are issued by one or more insurance companies of Argo Group International Holdings, Ltd. Trident is a registered service mark of Argo Group International Holdings, Ltd.