Public entities: Automobile liability and physical damage

Automobile liability and physical damage program for public entities provides commercial automobile liability and physical damage insurance. It’s designed for public entity vehicles, including police, fire and emergency classes.

Automobile liability and physical damage program for public entities provides commercial automobile liability and physical damage insurance. It’s designed for public entity vehicles, including police, fire and emergency classes.

Coverage Highlights

Coverage available

Hired/non-owned autos
State-required UM, UIM, PIP and medical payments

Optional coverage available

Replacement cost coverage on emergency vehicles

Coverage extensions to qualified insured

Fellow employee coverage
Emergency vehicles
“Hot pursuit” coverage
Fleet automatic
Airbag coverage
Broadened definition – who is an insured
Common deductible provision
Glass
Hired car physical damage
Transportation expense

Appetite & Availability

Targeted classes

Public entity

Public schools

Geographic availability

United States

Geographic availability notes

Available in most states

Distribution

Local agents and brokers

Additional Information

Disclaimer: The insurance policies, not this webpage, form the contract between the insured and the insurance company. The policies contain limits, exclusions, and conditions that are not listed here. All coverages are subject to individual underwriting judgments and to state legal and regulatory requirements. This webpage is provided for informational purposes only and does not constitute legal advice. Policies for this program are issued by one or more insurance companies of Argo Group International Holdings, Ltd. Trident is a registered service mark of Argo Group International Holdings, Ltd.

Resources

Program Collateral