Coverage that adapts to business needs
Short-term liability insurance provides coverage only when it’s needed. Flexible policies can protect small businesses and independent contractors for as little as one hour, or renew on a monthly basis as needed.
How short-term liability works
Short-term general liability protects against claims of bodily injury or property damage.
Short-term professional liability protects against claims of negligence.
Two types of coverage
Short-term liability insurance covers policyholders for a specific period of time. There are two types:
ON DEMAND: one-time policy that offers general and professional liability coverage for hours, days, weeks, or months.
MONTHLY: general and professional liability coverage that renews monthly until the policyholder cancels.
What is the Thimble Broker Program?
Thimble makes it easy for licensed property and casualty brokers to offer short-term insurance to clients.
With Thimble, brokers can track clients through a unique Broker ID and earn 10% commission on the total policy value each time their referral purchases coverage.
View our Broker Portal to learn more.