Deep Expertise in Hard-to-Place Risks

Colony Specialty is one of the top 10 excess and surplus lines carriers in the nation, rated “A” (Excellent) by A.M. Best. Licensed as a non-admitted insurer in 50 states, the District of Columbia and the U.S. Virgin Islands, we have the ability to underwrite with more flexible policy terms and premium rates on a non-admitted basis.

We underwrite small, medium and large property and casualty risks on both an admitted and non-admitted basis:

  • Allied Medical
  • Casualty
  • Contract P&C
  • Environmental
  • Inland Marine
  • Property
  • Transportation


Distribution through Appointed Agents and Brokers

Colony Specialty's products are distributed through partnerships with appointed excess and surplus wholesale agents and brokers. Our relationships are defined by innovation, flexibility, customer focus and mutual success.  Find a Broker »

About the Excess and Surplus Market

The excess and surplus lines industry provides a market for insurance that covers hard-to-place risks not typically written by the standard markets.

Non-standard risks have unusual underwriting characteristics and can include unique risks where admitted carriers do not offer a filed policy form or rate, or have capacity risks where clients seek a higher level of coverage. 

With deep expertise in our target industries, Colony Specialty focuses on these difficult risks. We underwrite in two models:

  • Brokerage Property and Casualty segment is comprised of Primary and Excess Casualty, Allied Medical, Specialty Property, Inland Marine and Environmental.

  • Binding Authority segment consists of Contract Property and Casualty and our Transportation unit.