General Liability Deductible and Self Insured Retention Risk Management Program

Leveraging our more than 46 years of industry risk management and premises liability claim handling expertise, we offer a General Liability (GL) deductible and Self-Insured Retention (SIR) risk management program to a variety of industries.

Our program features access to ESP powered by GleasonCCPi, a state of the art electronic floor monitoring system that helps prevent accidents, demonstrate Reasonable Care, and avoid or reduce liability.

Coverage Highlights

Coverage Available

GL deductible and SIR risk management

Coverage Notes
  • Paid loss deductible

  • Ability to handle a broad range of deductible and SIR programs from $25,000 to $500,000

  • Limits of $1 million per occurrence / $5 million to $10 million aggregate

  • Admitted coverage and ISO based product

  • No minimum loss pick and no minimum premium limit

  • Bundled claim service

  • Access to ESP powered by GleasonCCPi state of the art electronic sweep and loss prevention program. Click here to learn more about ESP powered by GleasonCCPi. 
  • Loss control consulting services available

Policy Limits / Capacity

Limits of $1 million per occurrence / $5 million aggregate

Appetite and Availability

Targeted Classes
  • Grocery stores, supermarkets, restaurants and convenience stores

  • Eligible accounts with strong risk management programs in place

  • Accounts with the ability to adequately fund for retained losses and/or provide collateral (LOC)

Geographic Availability

United States

Geographic Availability Notes

All states 

Additional Information

Submission Requirements

Completed ACORD application

Five years of currently valued loss information from dollar one (Excel preferred)

Two years of audited financial statements with auditor notes and opinions and current interim financials

Narrative of the client and marketing opportunity and partnership