How Public Entities Can Reduce the Risk of Slips and Falls in Winter

Snow and ice add an extra layer of risk for slips and falls and require particular attention from local governments. Having a plan in place before a storm hits is essential.

Second only to motor vehicle accidents, slip and fall accidents account for 23 percent of all accidental deaths in the United States and 25 percent of all emergency room visits, according to the Centers for Disease Control and Prevention. Slips, trips and falls are also among the most common causes of general liability claims against public entities.

“Slip-and-fall accidents are a significant contributor to injuries to building visitors and a major workplace hazard,” said Bob Marinelli, risk control manager for Argo Group’s Trident Public Risk Solutions, a leader in the public sector insurance and risk management marketplace. “Local governments and other public entities should take steps to reduce the risk of such incidents.”

And you should start before the first snowflake is in the forecast. The town of Cary, North Carolina, for example, already began wintry weather preparation training including testing snow plow trucks in October.

Slips and falls can cause injuries including fractures, head trauma, sprains and back strains, and led to workers’ compensation costs of $15.6 billion in 2011, according to the National Safety Council.

The risk is magnified by the arrival of winter weather. In 2014, there were 42,480 workplace injuries and illnesses involving ice, sleet, or snow that required at least one day away from work to recuperate, according to the Bureau of Labor Statistics.

As winter approaches, local governments can reduce slips and falls by taking these steps:

For more information, visit Trident’s snow and ice removal resource guide.

Learn how Trident has public entities covered when it comes to risk management at www.argolimited.com/trident.

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Website links referenced within the content of this document may lead to other sites that Trident Insurance Service, LLC (“Trident”) believes may be useful or informative. These links to third-party sites or information are not intended as, and should not be interpreted by you as, constituting or implying Trident’s endorsement, sponsorship or recommendation of the third-party information, products or services found there. Trident does not maintain or control these sites and accordingly makes no guarantee concerning the accuracy, reliability or currency of the information appearing on such sites.

The insurance policies, not this descriptive article, form the contract between the insured and the insurance company. The policies contain limits, exclusions and conditions that are not listed in this article. All coverages are subject to individual underwriting judgments and to state legal and regulatory requirements. This article is provided for informational purposes only and does not constitute legal advice. Policies for this program are issued by one or more insurance companies of Argo Group International Holdings Ltd. Trident is a registered service mark of Argo Group International Holdings Ltd.

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