General Liability Deductible and Self-Insured Retention Risk Management Program

Leveraging our more than 75 years of industry risk management and premises liability claim handling expertise, we offer a General Liability (GL) deductible and Self-Insured Retention (SIR) risk management program to a variety of industries.

Table of Contents

Summary
Highlights
Limits
Appetite
Info

General liability deductible and self-insured retention risk management program

Leveraging our more than 75 years of industry risk management and premises liability claim-handling expertise, we offer a general liability deductible and self-insured retention risk management program to a variety of industries.

Our program features access to Argo Risk Tech, a state-of-the-art electronic floor monitoring system. Argo Risk Tech helps demonstrate reasonable care, prevent accidents, and avoid or reduce liability, in addition to providing the ability for electronic claims reporting.

Coverage Highlights

Coverage available

General liability deductible and self-insured retention (SIR) risk management.

Coverage notes

Paid loss deductible
Ability to handle a broad range of deductible and SIR programs from $25,000 and up
Limits of $1 million per occurrence ($5 million to $10 million aggregate)
Admitted coverage and Insurance Services Office–based product
No minimum loss pick and no minimum premium limit
Bundled claim service
Access to Argo Risk Tech, a state-of-the-art electronic sweep and loss prevention program.
Loss control consulting services available

Coverage Limits

Limits of $1 million per occurrence ($5 million aggregate)

Appetite & Availability

Targeted classes

Grocery stores, supermarkets, restaurants and convenience stores
Eligible accounts with strong risk management programs in place
Accounts with the ability to adequately fund for retained losses and/or provide collateral (LOC)

Geographic availability

United States

Geographic availability notes

All states

Additional Information

Submission requirements

Completed ACORD application.

Five years of currently valued loss information from dollar one (Excel format preferred).

Two years of audited financial statements with auditor notes and opinions and current interim financials.

Narrative of the client and marketing opportunity and partnership.

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