Coverage Highlights
Basis of Coverage
Occurrence or claims-made policies for risks that are less than $25 million in sales/construction costs
Coverage Amounts
- $1 million per occurrence
- $2 million general aggregate
- $2 million products aggregate
Key Coverage/Endorsements Available
- Blanket additional insured (including completed operations for select risks)
- Waiver of subrogation
- Primary/noncontributory wording
- Per-project aggregates
- Employee benefits liability
- Stopgap coverage
- Garagekeepers coverage
- Various subcontractor warranties depending on individual risk characteristics
- Supported excess coverage or high-limit GL on primary policy
- Residential construction appetite can include tract and townhomes (varies by operation and geographic location)
Appetite & Availability
Commercial and Residential Contractors
- Artisan trade and subcontractors
- General contractors
– Project-specific, including extended completed operations to cover statute of repose - Paper GCs
- Construction managers
- Designer-led/design/ build
- Masonry
- Interior build-outs/renovations
– Service contractors
– Equipment install and repair - Plumbing
- Electrical
- Demolition
- HVAC contractors
- Custom homebuilders
Industrial Contractors
- Boiler and tanks
- Contractors/farm equipment
- Demolition
- Excavation
- Metal erection
- Painting
- Plumbing
- Welding
- Sewer and water mains
- Streets, roads and highways
Additional Information
Send submissions to [email protected]
