Errors and Omissions Insurance Coverage

Errors and Omissions

One of the top players in the Brazilian market, Argo Seguros provides tailored professional indemnity solutions, combining underwriting know-how and technology, for individual, SME entities and complex risks. These solutions are intended to provide coverage for losses connected to claims related to services provided by the insured from a vary number of activities, such as doctors, architects, engineers, accountants, lawyers, brokers, IT and other professionals.

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Summary
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Argo Pro, through Protector and underwriting channels, provides errors and omissions insurance coverage to several different activities in Brazil. The coverage is tailored to meet specific needs and exposures associated with each profession, and can be purchased by individuals or entities. Learn more about Protector.

Products/Activities	Policy Limit (BRL)	Revenues (BRL)
Doctors Target: individuals and clinics	From 100 to 500 thousand	Up to 10 million
Dentists Target: individuals and clinics	From 100 to 500 thousand	Up to 5 million
Architects and Engineers Annual policies and single projects up to 36 months	From 100 to 500 thousand	Up to 5 million
Accountants Target: individuals and firms	From 100 to 500 thousand	Up to 5 million
Attorneys Target: individuals and firms	From 100 to 500 thousand	Up to 5 million
Insurance Brokers Target: individuals and firms	From 100 to 500 thousand	Up to 2 million
Real Estate Brokers Target: individuals and firms	From 100 to 500 thousand	Up to 5 million
Miscellaneous Notaries Advertisement and marketing Travel agents Headhunters and HR consultants Digital certification Gas station general services Photo, audio and video Car inspection Event, fairs, concerts and entertainment planners Gardening and interior designers Education IT and tech companies Hairstylists	From 100 to 500 thousand	Up to 5 million

Underwriting

Submissions e-mail: linhas.financeiras@argoseguros.com.br

Products/Activities	Policy Limit (BRL)	Revenues (BRL)
Medmal – Doctors Target: individuals and clinics	Above 500 thousand	Above 10 million
Medmal – Dentists Target: individuals and clinics	Above 500 thousand	Above 5 million
Architects and Engineers Annual policies and single projects up to 60 months	Above 500 thousand	Above 5 million
Accountants Target: individuals and firms	Above 500 thousand	Above 5 million
Attorneys Target: individuals and firms	Above 500 thousand	Above 5 million
Insurance Brokers Target: individuals and firms	Above 500 thousand	Above 2 million
Real Estate Brokers Target: individuals and firms	Above 500 thousand	Above 5 million
Miscellaneous Notaries Advertisement and marketing Travel agents Headhunters and HR consultants Digital certification Gas station general services Photo, audio and video Car inspection Event, fairs concerts and entertainment planners Gardening and interior designers Education IT and tech companies Hairstylists Others	Above 500 thousand	Above 5 million

With this coverage, insureds can be protected in case of claims made by clients or regulatory authorities arising from professional failure in connection with services provided during the policy period.

Coverage Highlights

Adverse decisions or settlements on losses and/or emotional distress caused by the service provided by the insured
Coverage for settlements as result of formal claim made by clients through mail letter, electronic messages, recorded calls, e-mail, insured websites or claims specialized websites
Mediation costs
Defense costs including attorneys’ fees in:
- Civil litigations
- Criminal actions
- Administrative and regulatory actions
- Arbitration
Contact us for additional coverage

Additional Information

SUSEP wording codes: 15414.000810/2012-13, 15414.005432/2012-64

Categories: Errors and omissions (E&O) liability

For more information about Errors and Omissions, please contact:

How to Report a Claim

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Argo Seguros provides innovative Directors & Officers solutions for individual, SME entities and complex risks, including U.S.-listed companies, from commercial and financial institutions. The wordings can be tailored to place primary, excess, Side A and/or DIC coverage structures, attending specific client needs.

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Argo Seguros provides a range of General Liability solutions for SME entities and complex risks. The Prems and Ops, Environmental, Events and Clinical Trials wordings can be tailored to attend client-specific needs.

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