Architects & Engineers PROtect℠

Argo Pro’s Architects & Engineers PROtect is equipped to provide coverage for a wide range of design professionals, contractors, real estate developers and more.

Coverage Highlights

All Argo Architects & Engineers PROtect forms include coverage to address the current needs of the modern professional involved in construction, including full limits for cyber liability and social engineering claims.

• Protection for claims arising from:

– Professional liability
– Cyber liability (including social engineering incidents)
– Pollution liability

• Coverage for the following supplemental payments:

– Crisis management expenses
– Appearance at proceedings
– Disciplinary proceedings
– Subpoena assistance
– ADA, FHA and OSHA legal expense reimbursement
– Cleanup costs coverage

• Waiver of subrogation rights when insured agrees to prospectively waive via written contract

• No hammer clause

• Choice of counsel, with insurer’s consent

• Up to $25,000 deductible credit for voluntary mediation

• Automatic coverage for acquisitions of entities whose revenues are less than 50 percent of the named insured’s revenues

• Wrongful act includes “personal injury offense”

• Final adjudication for fraud claims

• Punitive and exemplary damages covered, where insurable

• Definition of insured includes independent contractors, interns, volunteers, spouses and domestic partners

• Project-specific excess coverage available

• Free and unlimited risk management services include:

– Pre-claims assistance provided by Argo Claims team

– Contract review

Coverage Amounts

Targeted risks

  • Appetite includes a broad range of A&E segments
  • We write firms of all sizes ranging from sole proprietorships to large firms
  • Can write on admitted or non-admitted paper

Coverage Limits

  • Maximum capacity: $5 million
  • Minimum deductible: $1,000
  • Minimum premium: $1,400

Appetite & Availability

Targeted risks

  • Architects
  • All types of engineers including civil, electrical, mechanical, structural and process
  • Interior designers
  • Landscape architects
  • General contractors
  • Artisan contractors
  • Construction managers
  • Land surveyors
  • Real estate developers
  • Design/build or design/bid/build professionals
  • Both primary and excess
  • Both practice and project-specific policies

Products available

  • Admitted Architects & PROtect form, written on Argonaut Insurance Company paper, is filed in all 50 states, approved in 45, with the remaining states expected to be approved shortly
  • Architect & Engineers PROtect form, written on non-admitted Peleus Insurance Company paper, is available in all 50 states
  • Real Estate Developers PROtect form, written on non-admitted Peleus Insurance Company paper, is available in all 50 states

Coverage is always subject to all of a policy’s terms and conditions. This is a summary of certain key aspects of coverage. Review the policy form for complete terms and conditions. Products are underwritten by U.S. insurers that are members of Argo Group. Some products are only available through an authorized surplus lines insurer.

Resources Updated

Contact

Craig Landi

President

212-607-8857

Daniel Gmelin

Senior Vice President, Underwriting, Head of Architects & Engineers and Miscellaneous Professional

732-692-6164

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