Coverage Highlights
- Simplified policy form with one aggregate limit and one deductible
- Privacy and security liability coverages
- First-party coverages including:
- Forensics
- Notification and call centers
- Public relations
- Credit monitoring, ID restoration and monitoring
- Business interruption
- Dependent business interruption
- PCI assessment, fines and penalties
- Regulatory fines and penalties
- No retro date for cyber coverage
- Full prior acts coverage
- Reward expenses paid for information leading to arrest and conviction of hacker
- Notification expenses outside the limit for a specified number of affected individuals (by endorsement)
- Panel of approved breach response vendors
- Claims handled by in-house attorneys
- Policy provides option to include miscellaneous E&O, technology E&O and media liability coverage sections
Target Risks
- Companies under $1 billion revenue
- Companies from any industry segment
Coverage Amounts
- Maximum capacity: $20 million
- Minimum deductible: $0
Additional Information
*Coverage is always subject to all of a policy’s terms and conditions. This is a summary of certain key aspects of coverage. Review the policy form for complete terms and conditions. Products are underwritten by U.S. insurers that are members of Argo Group. Some products are only available through an authorized surplus lines insurer.