Brokerage: Primary Casualty

Our Excess & Surplus dedicated platform provides general liability and excess coverage to the hospitality, products and premises segments for commercial customers.

We are committed to providing superior service and to building and maintaining prolonged relationships with you our valued clients.

 

Coverage Highlights

Basis of Coverage

Occurrence or claims-made policies

Coverage Available

  • General liability
  • Products liability
  • Completed operations liability
  • Discontinued products

Optional Coverage Available

  • Employee benefits liability (claims made)
  • Customized coverage extensions
  • Garagekeepers liability
  • Hired and non-owned auto liability
  • Individual/blanket additional insured and waivers of subrogation
  • Liquor
  • Per project and per location aggregate endorsements (aggregate caps of $3 million, $5 million and $10 million available)
  • Pollution liability amendments, to include limited pollution coverage arising out of the insured’s work or product
  • Primary and non-contributory wording
  • Riggers liability
  • Stop gap liability
  • Vendors coverage
  • Waivers of subrogation

 

Coverage Amounts

Minimum policy deductible

$1,000 Exceptions on a case-by-case basis/ Self-insured retentions $25,000 to $250,000

Coverage Limits

$1 million per occurrence; $2 million general aggregate; $2 million products aggregate

Appetite & Availability

Targeted Classes

The following are just some of the classes of business written that reflect our appetite for business in various segments.  We will continue to focus our efforts on the retention and acquisition of these segments as well as other segments not listed:

Hospitality:

  • High-end full service hotels and resorts
  • Rooftop lounges
  • Fine dining

Manufacturers (and distribution):

  • Automation products
  • Clean energy products, including wind turbines and fuel cells
  • Hydroponics parts
  • Industrial machinery and equipment
  • Internet of Things (connectivity)
  • Vertical farming

Premises:

  • Lessors risk
  • Mixed use real estate
  • Museums, galleries and gardens
  • Office buildings, including medical
  • Vacant buildings
  • Warehouses

Excluded Classes

  • Grain elevators
  • Highway and bridge construction
  • Habitational real estate
  • Implantable medical devices
  • Latex products
  • Liquor liability (risks with liquor revenue more than 40% of total revenue)
  • Motel/bar/tavern
  • Nursing homes/assisted living facilities
  • Nutraceuticals
  • Patented drug manufacturers
  • Tobacco/alcohol manufacturers
  • Water parks
  • Welding rod manufacturers

Geographic Availability

United States

Distribution

This product is distributed through a network of appointed excess and surplus wholesale agents and brokers.

Resources

Contact

Jeff Canfield

SVP, Head of E&S Casualty

212-607-8833 Email

Dana DiLullo

Assistant Vice President, Marketing & Producer Management

814-926-5221 Email

Erika Franklin

Excess Practice Leader

480-751-3691 Email

This website uses cookies to deliver tailored content to you, collect anonymous statistics and maintain login sessions.

You may decline our use of cookies in your browser; however, certain portions of this website may not function properly. Click here for our privacy policy and information.